17 Cheap But Valuable Ways To Invest In Yourself

Often, when investment is mentioned, thoughts of buying properties, stock, savings, and money quickly come to mind. Yeah, they are investments but, they are several means to invest. One of the best ways to invest if not the best is to invest in yourself.

It is incredibly rewarding when you place importance on your personal growth. The best you can do for yourself is to invest in yourself, personal growth and development, and all-around wellness.

I mean, you can’t give what you lack. The more you learn, the more you gain. Here are 17 cheap but valuable ways to invest in yourself and I have come up with the best list for you.

1. Set Smart Goals

Goals are a big deal. Without clear goals, we are like sojourners prepared to take off with the wind irrespective of where it may land us.
Setting S.M.A.R.T goals is one of the cheapest but most valuable investments you can give to yourself.

Though things are not always in our control, a goal is a vision of what we want. It defines our direction and what we can accomplish within a distinct period.

Setting intentions or goals is a valuable investment because it provides a clear direction for our existence.
Take, for instance, our daily to-do list, they are mini-goals, right? When I’m able to complete all the tasks on my to-do list, I feel so good about it. But when I don’t, it weighs down on me.

So setting expectations is not only cheap but valuable for your productivity and growth.

2. Expand Your Knowledge/ Further Your Education

University is continually seen as a promising way to further your education, but schooling fees can be costly, and it’s not always possible to go back to school. fortunately, there are lower-cost alternatives that are still valuable investments in yourself. I mean, we are talking about cheap but valuable ways to invest in yourself right?

Look for learning resources through your employer. Employers occasionally have training programs that allow you to advance your career and knowledge while on the job.

Take courses that will be valuable to your career or personal life. Courses like business management, finance, digital, and computer skills are good investments in your career. Investing in your health by taking a first aid or basic safety course is also important.

Find online courses (there are a plethora of them) if you don’t have time to sit in a classroom environment or want more flexibility with when you can complete assignments and tests. Platforms like Coursera, and Khan Academy offer free and valuable courses and the good news is, that they are accredited.

Make meaning of the library! Libraries offer free courses and learning materials on topics from cooking to coding — use this resource! It’s also a great place for investing in yourself through books: reading has many positive effects such as improved vocabulary and critical thinking skills, relaxation and stress relief, etc.

3. Find A Mentor.

Investing in yourself is about making decisions and actions based on what you want for your future, and choosing to set aside time for personal growth and development. This can be done through learning from the backgrounds of others, especially those who have succeeded within your area of interest.

A mentor can help you grow and develop as a person by sharing their experiences and lessons with you. They will share best practices that they’ve learned throughout their journey along with lessons they’ve learned along the way.

It’s important to find someone who motivates you and shares similar values to your own. While it’s great to learn from a mentor who has achieved success in their career, it’s even better if they are also genuinely interested in helping you reach your goals

Try finding a mentor at no cost! Mentors are worthwhile because they share their own experiences with you, guide and help you avoid making mistakes they made along the way when starting out in their career field or area of specialization. You can find mentors either within your workplace, school, social network, or someone who works in the field/industry you want to succeed in, even on LinkedIn.

4. Journal

One of the most underrated, cheap but valuable ways to invest in yourself is by journaling. It’s a great way to relieve stress and reflect on your day-to-day experiences.
I am affirming this from experience, if you have read my post on how I chose my blog name, you’d know my passion for blogging started with a foundation in journaling. Journaling has tremendous investment benefits

If you’re new to journaling, I recommend you start with just writing anything on paper. Get a notebook and write about whatever comes into your head for several minutes each day. You’ll be wowed by how much you have grown over time. The amazing thing about journaling is that there is no special rule to be followed while journaling. Set your own time, at your pace, and journal your way to growth.

Awesome benefits of keeping a journal

Journaling is therapeutic and soothing

Journaling can help you clarify your thoughts and feelings

Helps you solve problems more effectively

Can help you achieve your goals

Helps you process change more easily

Helps you cope with stress

Brings about easy prioritization of things in your life

Can be a good companion when you have no one to talk to.

Can boost your productivity and creation of new ideas. A simple $5 notebook can be an exceptionally powerful thing!

5. Take A Walk.

Take a walk. It doesn’t matter where you walk, or if you walk alone, with a friend, or with your dog. Just walk and notice the world around you.

Occasionally, we are so absorbed in the world and all its chaos that we don’t forget how to snap from it. Try taking a walk even if it’s not every day. Do this periodically before or after work. You’ll be surprised how much more physically competent you feel after only a few weeks of walking with that extra energy in your step.

6. Invest In Online classes/courses/ Training

The digital space is a massive one and in the current economy, it’s well-known that online courses are a great way to expand your knowledge base and learn new skills, whether you’re looking for a promotion or changing careers.

One way to invest in yourself is by taking an online class or course or even getting a digital skill. You can take advantage of free courses from places like Coursera or Harvard Business School. There are also very educational and useful ebooks available, some free and others at low cost. Online courses are also great because they are convenient and allow you to learn at your own pace right from home. Google is your friend, make use of it.

Another benefit of taking an online course is the possibility of connecting with other peers, students, and even professionals. Having friends in different fields might lead to future collaboration opportunities! And since there are classes available on virtually any topic of choice, irrespective of the niche, you never know when one will prove useful. Adding extra qualifications to your resume is a plus and a quick and valuable way to distinguish yourself without so much effort!

7. Set Financial Goals

In a previous post about setting goals, I highlighted not just the benefits of setting goals but also the benefits of setting financial goals. Goals propel us to act in a certain way in order to accomplish what we desire right?

Setting financial goals is not just cheap but valuable because it can elevate our personal finances, and standard of living as well as manage our finances. When setting financial goals, it should be specific and measurable. For instance, if you want to save for advanced tuition, give yourself a time frame to accomplish this goal. You might decide that you want to save $3,000 in the next 6 months. This can be achieved within that period of time that you have set.

Another reason why setting financial goals is a valuable investment is because it can help you manage your financial risks, and budget as well as control your expenditure. If you make a decision about spending your money, then you can refer back to your list of goals and discern if that decision will affect achieving one of your goals or not.

It’s always smart to make decisions that support reaching one or more of your financial objectives rather than making decisions that could adversely affect reaching them.

8. Read Books.

If you find it difficult to find books to read. Bookstores, libraries, Amazon, Google, and your friends can help with that. But it’s not always easy to find the right book.

ways you can go about finding good books:

Go on Amazon and take random guesses.

Search on Google for the type of books you’re interested in

Find recommendations from people who have already read books that you liked.

Find and connect with friends that read books

Ask your city or school librarian for recommendations

You’ll uncover some great books this way and some terrible ones too, but as long as you keep at it, you’ll keep reading new books that will add value to your life. Most of these books are available in PDFs and mobile format. And that’s some valuable investment at no cost at all.
Once you’ve found the books you’re interested in, start reading at your pace but be disciplined about it. As time passes, you’d be proud of how much you’ve invested and how much you have developed.

9. Make Time For Your Hobbies.

You’ll discover you have more time to relax if you find a hobby that you enjoy.

Whether it’s painting, playing music, doing puzzles, or playing volleyball, spending less time on social media and more time on your hobbies will help build a feeling of accomplishment. It might even give you the boost that life is worth living.

And let’s face it, at one point or another, we’ve all felt that life isn’t worth living. But if we’re busy enjoying an activity we love, it can be easier to keep moving forward.

10. Volunteer Your Time.

If you’re looking for ways to invest in yourself to make the world a better place and provide personal benefits, it doesn’t get much better than volunteering. The joy that comes with giving out your time, gift, kindness, etc, is incredible. It’s a great way to gain skills and meet people while providing valuable contributions to your community.

Plus, there are so many different types of organizations, clubs, and volunteer groups (from environmental groups to shelters) that there is something out there for everyone.

If you don’t know where to start, consider an organization you are already familiar with or something within your school, workplace, and neighborhood.

11. Forgive Yourself For Past Mistakes

One of the most valuable things you can do to increase your self-worth is forgiving yourself and others, but often, it is the hardest. If you’re like most people, there are things that you’ve done in your past that still haunt you and make it hard for you to feel good about yourself. It’s time to let them go.

Forgiveness can be a process, but it starts with letting go of feelings of guilt, grudge, and shame about what happened in the past: whether it’s something you did or something someone else did to you.

Forgiveness isn’t saying that what someone did or what happened was okay; it’s not approving of their bad behavior; it’s not forgetting what happened, and it’s not reconciling with them if they don’t want to take responsibility for their wrongdoing. In fact, forgiveness has nothing to do with anyone else at all—it’s only about giving yourself permission to move on from mistakes in your past and make better choices going forward.

12. Start A Side Hustle

Side hustles are fun and can make you money, but they’re also valuable because they can help you learn important skills like time management, and planning, and can become the main hustle if taken seriously. Those skills, which can be difficult to learn in a standard office setting, will help you in any future positions of leadership—and that promotion may be more likely if your side hustle is successful since it shows self-motivation.

Plus, you could use your side hustle as a stepping stone to starting your own business—perhaps becoming an entrepreneur full-time. The skills from the side hustle will definitely help there too!

Learn High demanding digital skill

What are digital skills?

Digital skills are any skills that involve the use of technology to get things done. The world is becoming more global and everything has gone digital skill. So having a digital skill is a great investment in yourself.

High demanding digital skills to learn

Social media marketing


Affiliate marketing


content writing

search engine optimization (SEO)

13. Make Connections

One of the most valuable investments to give yourself is good connections, and relationships that matter. This is why, in order to empower ourselves, it would be sensible for us to do what we can to grow and maintain our network. It is said, “Your network is your net worth.”

If you want to be successful, it’s important that you surround yourself with people who will help you achieve your goals. The following are four ways that you can invest in yourself by making connections with others:

Build a positive community online. Consider creating a blog, starting a YouTube channel, or joining social media groups where other like-minded individuals unite
When possible, reach out personally to invite others into your network.

Reach out personally. Don’t be afraid to call someone directly if you admire their work or feel they might be able to help you reach your goals.

Attend events. Make an effort to get out there and connect face-to-face as much as possible, attend seminars and workshops, and conferences.

Keep up with people. Once you’ve made connections with others, do what you can to stay connected, value and nurture those relationships.”

14. Skinvestment


Skinvestment is the process of investing in your skin by taking time to pamper your skin and spending money on a good skincare product for your skin.

A lot of people feel nurturing and caring for your skin is a waste of time and money. I am OBSESSED! With taking care of my skin.

Your skin is the first thing people see when they look at you. Taking care of your skin should be a priority because good-looking skin is a confidence booster. When you invest in your skin, you look healthier, happier, and more confident.

How To Invest In Your Skin

Drink enough water

Have a basic skincare routine that you’re consistent with.

Apply sunscreen


Eat properly

Study your skin and know what irritates it.

Avoid harsh chemical-based products

15. Maintain Your Peace of Mind

Thankfully, mental health issues like depression are being talked about and help is being provided. Nonetheless, it’s important to take proactive steps toward maintaining your own mental stability and peace of mind at a time when society is increasingly prone to see the pressures we face as rewards for pursuing success or happiness. One cheap but valuable way you can do this is by embarking on regular activities that make you feel good and enhance your sense of well-being.

Try these activities from yoga and meditation to creative pursuits like writing, aerobics
and photography—that offer positive benefits without significant expense. Some are easy on the pocketbook while providing excellent returns on investment.

16. Invest/ Help Others

Investing in others is a guaranteed way to reap the rewards of your time and effort. Not only are you able to make someone else’s life better, but you’ll also feel good about yourself for helping out.

There are many ways to help others, including:

Giving to charity

Sponsoring an individual or group of people

Volunteering for an organization or cause that matters to you

Helping a loved one with a project or problem.


Save for retirement

Learn a new language

Learn how to manage your personal finance

Take care of your physical and mental health

Learn the art of detachment and how to enjoy your company.

Grow your confidence

Set boundaries

Set daily routines



If you want to create something for yourself that you,re truely proud, then you have to invest in yourself. There is no two ways to this. The best investment is the one you give to yourself.

Make use of every chance you get to learn something new, it is never a waste. Love yourself, take care of your skin, mental health and environment.


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